ID8 DATA SERVICES LLC
Product, Risk, and Analytic Solutions for FinTech and Financial Services
ID8 DATA SERVICES LLC
Advising, Consulting, and Building the Next Generation of FinTech Products and Services
Providing guidance to start ups to mature fintech, payments, data providers, credit reporting agencies, and financial institutions.
With thirty plus years of experience and results in financial services innovation, we can provide valued insights and recommendations in lending, product development, analytics, strategy, and profitability.
A vast background across the full bank and financial services process with substantial experience in commercial lending, small business, consumer lending (credit cards, home equity, auto lending), and mortgage.
CREDIT RISK & PRODUCT INNOVATION CONSULTING
We have valuable experience in projects around critical requirements.
New Product Development & Deployment
Understanding Portfolio Dynamics
Operations Walkthroughs (Process and Systems Efficiencies)
Underwriting and Credit Policy
Decision Engines and Underwriting Platforms
Data Reliability and Usage
Pricing and Profitability
Customized one to two day training events around specialized needs within the financial services & fintech industry.
The Right Credit Product for the Right Customer Audience
Balancing Risk and Reward
New Data Sources in Credit Risk and Fraud Management
The Stair Step Approach to Automated Decisioning
Income Verification through Real Time Data Sources
The Value and Path of Text Data in the Credit Decisioning and Verification Process
Fraud and Anomaly Detection Strategies
Untapping Bank Account Data Value within the Credit Risk and Decision Process
PRODUCT INNOVATION SERVICES
ID8 provides both strategic and tactical approaches to assist clients in providing innovative products & services that reflect the audience's needs and bring innovation and sustainability to the organization. Some past examples:
Online Consumer Lending Products (Prime and Non-Prime)
Commercial Lending Platforms and Products
Auto Decision Platforms
Underwriting Platforms to Minimize and Focus Manpower Resources
Small Business Lending Platforms and Products
New Data Source Innovations in Credit Risk Management
Advanced Analytics Models Development and Deployment